[a1exei]

function doGetCaretPosition () {
var ctrl=document.getElementById('txt');
	var CaretPos = 0;	// IE Support
	if (document.selection) {
	ctrl.focus ();
		var Sel = document.selection.createRange ();
		Sel.moveStart ('character', -ctrl.value.length);
		CaretPos = Sel.text.length;
	}
	// Firefox support
	else if (ctrl.selectionStart || ctrl.selectionStart == '0')
		CaretPos = ctrl.selectionStart;
	return (CaretPos);
}
function setCaretPosition(ctrl, pos){
	if(ctrl.setSelectionRange)
	{
		ctrl.focus();
		ctrl.setSelectionRange(pos,pos);
	}
	else if (ctrl.createTextRange) {
		var range = ctrl.createTextRange();
		range.collapse(true);
		range.moveEnd('character', pos);
		range.moveStart('character', pos);
		range.select();
	}
}

Получать и задавать позицию каретки +1 или -1. Как-то так.